Learn about Zero Trust Architecture
Impenetrable cybersecurity without sacrificing usability
Gain detailed visibility into all your endpoints activities
Harden applications and hardware environments
Immediate and continuous response to incidents
Close the window of time your data could be exposed
Get your Comodo solutions setup, deployed or optimized
Control access to malicious websites
Defend from any internet based threats
Stop email threats before it enters your inbox
Preserve and protect your sensitive data
Keep your website running fast and malware free
Add encryption to your websites
Automated certificate mgmt. platform
Secure private intranet environments
Digital signature solutions for cloud apps
Encrypt emails for senders and recipients
Stay compliant with PCI DSS
Trusted authentication for IoT devices
Francisco Partners a leading technology-focused private equity fund, has acquired a majority stake in Comodo’s certificate authority business. Newly renamed from Comodo CA Limited to Sectigo Limited. Privacy Policies, Trademarks, Patents and Terms & Conditions are available on Sectigo Limited’s web site.
Meet the people behind the direction for Comodo
Get the latest news about Comodo
People are the key to achievement and prosperity
Stay up to date with our on-demand webinars
Worldwide: Sales, Support and General Inquiries
Schedule a live demonstration of our solutions
Need immediate help? Call 1-888-551-1531
Instantly removes viruses to keep your PC virus free
Experience true mobile security on your mobile apple devices
Secure Internet Browser based on Chrome
Chrome browser internet security extension
Submit a ticket to our support team
Share any product bugs or security flaws
Collaborate with research experts on data sets
Valkyrie Threat Intelligence Plugins
Valkyrie Threat Intelligence APIs
Flags that signal the risk of identity theft include suspicious activity indicating that identity thieves may be using stolen information. For example, names, Social Security numbers, account numbers, and birth dates to open new accounts or raid existing ones.
Under the Red Flags Rule, which went into effect in 2008 , certain businesses and organizations are required to spot and heed the red flags that often can be the telltale signs of identity theft. To comply with the new Red Flags Rule – enforced by the Federal Trade Commission (FTC), the federal bank regulatory agencies, and the National Credit Union Administration (NCUA) – you may need to develop a written “red flags program” to prevent, detect, and minimize the damage from identity theft.
Are you covered by the Red Flags Rule? If so, have you put into place the new procedures the Rule requires?
Who Must Comply
Although every business or organization with an ongoing relationship with consumers should keep an eye out for the possibility of identity theft, the Red Flags Rule applies only to “financial institutions” and “creditors.” To determine if your business or organization is covered by the Rule and required to develop a written identity theft Program, you’ll need to answer two questions:
A “financial institution” is a bank, savings and loan, credit union, or other entity that holds a “transaction account” belonging to a consumer. A “transaction account” is an account that allows the owner to make payments or transfers. Examples include checking accounts, savings accounts that permit automatic transfers, and share draft accounts. Another example would be a brokerage account that allows consumers to write checks.
Your business or organization is a “creditor” if you regularly:
Under the Rule, “credit” means an arrangement by which you defer payment of debts or accept deferred payments for the purchase of property or services. In other words, payment is made after the product was sold or the service was rendered. Some examples of creditors are finance companies, automobile dealers, mortgage brokers, utilities, and telecommunications companies. Even if you’re a non-profit or government agency, you still may be a creditor if you accept deferred payments for goods or services. However, simply accepting credit cards as a form of payment does not make you a creditor under the Rule.
If you determine you’re a financial institution or a creditor, the next step is to see if you have “covered accounts.” There are two types of covered accounts. One is an account used mostly for personal, family, or household purposes that involves multiple payments or transactions. Examples include credit card accounts, mortgage loans, car loans, margin accounts, cell phone accounts, utility accounts, and checking or savings accounts.
The other is one for which there is a foreseeable risk of identity theft. For example, one type of account that should be considered for coverage because it may be vulnerable to identity theft is a small business or sole proprietorship account. In determining whether you have such an account, consider the risks associated with how the accounts may be opened or accessed – i.e. what type of interaction and documentation is required – as well as your experience with identity theft.
If your business or organization is a financial institution or creditor, but does not have any covered accounts, you don’t need a program. But if you have covered accounts, you must develop a written program to identify and address the red flags that could indicate identity theft.
Learn How to
Best ITSM Tools
Sign up to our cyber security newsletter
Comodo Cybersecurity would like to keep in touch with you about cybersecurity issues, as well as products and services available. Please sign up to receive occasional communications. As a cybersecurity company, we take your privacy and security very seriously and have strong safeguards in place to protect your information.
See how your organization scores against cybersecurity threats